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Special Services

Moving Insurance: What You Need to Know

Shleppers has over 30 years of experience in moving, and customer service is our highest priority. Nevertheless, it is always wise to be fully protected during your move. That’s why you need insurance for moving.

As part of our commitment to you, Shleppers provides two types of limited coverage plans, based upon the type of moving service you’ve chosen:

For Hourly Rate Moves

On moves that are charged by the hour, in accordance with NYS Department of Transportation regulations, your Bill of Lading issued by Shleppers provides a “valuation” (i.e. insurance), at no cost to you, of the greater of

  • 30 (thirty) cents per pound on local moves or 60 (sixty) cents per pound on long distance moves, per article; or
  • $2,500 for the entire shipment.

This is a minimum amount of protection and the customer should be aware that this does not provide full coverage insurance for belongings. Having this protection does not exclude the purchase of additional third-party insurance.

For Fixed Rate Moves

On moves that are based on a fixed price, in accordance with NYS Department of Transportation regulations, your Bill of Lading issued by Shleppers provides a “valuation” (i.e. insurance), at no cost to you, of the greater of

  • 60 (sixty) cents per pound on local moves or 60 (sixty) cents per pound on long distance moves, per article; or
  • $5,000 for the entire shipment.

This is a minimum amount of protection, and the customer should be aware that this does not provide full coverage insurance for your belongings. Having this protection does not exclude the purchase of additional third-party insurance.

Additional Protection for Your Belongings: Full Replacement Value Insurance.

Your homeowner’s insurance may cover your possessions while they are being moved from one residence to the next. Check with your broker to make sure you know what coverage you already have in place. If you have no coverage in place, or would like to supplement your protection, we recommend contacting MovingInsurance.com and Baker Insurance for a moving company insurance quote. This coverage needs to be obtained prior to the actual move day.

Certificate of Insurance

Many apartment buildings require that movers supply them with a Certificate of Insurance (COI). This insurance protects the owner of the building and is unrelated to any insurance related to your belongings. Please be sure to speak with your relocation consultant so that we can supply your building with a COI.

What Does Moving Insurance Cover?

The protection Shleppers provides covers the majority of common household items and possessions. However, certain items are excluded, including:

  • Items of extraordinary value not listed on the High Value Inventory form provided by your insurer
  • Any items NOT packed by Shleppers
  • Mechanical condition of audio/visual or electronic equipment
  • Computers or battery operated items in transit or storage
  • Pressboard or particle board furniture (includes many furniture items purchased from Ikea or Staples)
  • Previously damaged or repaired items
  • Previously damaged or loose veneer
  • Plants (live, dried, or artificial)